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To decide what combination of rate and points is best for you, balance the amount you can pay up front with the amount you can pay monthly You might consider a 15-year, fixed-rate mortgage.
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There are many reasons that people refinance: To take advantage of lower interest rates To reduce the term of their loan and increase the equity in their home To switch the type of loan To switch the type of loan
Features of Refinancing:
o Fast loan approvals
o Quick and easy online applications
o Dedicated Flagstar Bank Home loan advisor to develop a personalized home loan solution to meet your refinancing and debt consolidation needs
o Fixed and adjustable rate home loans available
o Competitive interest rates
When you refinance, you will pay off your original mortgage and obtain a whole new one.
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